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ICM Insurance is now accepting credit
card (Visa® and Mastercard®) payments online!
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Accepting: See our FAQ |
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Call a Customer Service Representative to make your payment. Payments are accepted Mon-Fri, 8:00 am - 6:00 pm EST. Payments are not accepted by phone on weekends and Holidays.
1-800-426-2886 option #2
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We are now accepting secure online payments using your credit or debit card (Visa® and Mastercard®). Click "continue" to proceed.
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Frequently Asked Questions
Do you take debit cards?
Yes, as long as your debit card has a Visa® or Mastercard® logo on it.
No PIN required.
Do you store my
credit card information?
No. You will have to give your credit card information each time
you call to make a payment.
What are the advantages of paying online using my credit card?
- Safe and Secure
- No delays in mail time
- No check to write
- No currency conversion calculations
Which credit cards do you accept?
We accept Visa® and Mastercard®.
If I pay using my credit card, will my payments be automatically charged to my credit card each month?
No, each payment is a one time transaction. You must initiate each additional payment by calling Customer Service.
Are there any restrictions on the amount I can pay using my credit card?
Yes. The maximum amount you can pay is limited to the payoff balance of your policy.
When will my credit card payment be posted to my policy?
Allow two (2) business days for the payment to be applied to your policy.
What is an E-Check?
Similar to a debit or check card, the E-Check electronically debits a checking
account. To make an E-Check payment you will need your bank’s routing number, sometimes referred
to as the Transit Number or the ABA number, and your account number. This information is available
on the bottom of your check (click here to see sample check) or from your Bank. An example
of where to find this information on a check is also available online when an E-Check payment
is made.
Can I use any type of check as an E-Check?
E-Check payments can be made from regular U.S. checking account in US dollars. Checks
issued from money market accounts, credit card companies, mutual funds, brokerage accounts,
home equity or other lines of credit cannot be processed as an E-Check. Personal checks are
also accepted by mail.
Do I need a paper check to make an E-Check payment?
No, a paper check is not required. You will need the account holder’s name, the bank’s
routing number, the account number, and the policy number.
What types of payments can be paid with an E-Check?
You can make a partial or full payment for the invoiced amount. If making a partial payment please allow enough time to pay the remaining balance before the
due date.
When will my bank account be charged for the E-Check payment?
Your bank account will be charged overnight for payments made Monday through Friday prior to
3:00 PM EST and the next night for payments made after 3:00 PM EST.
What if I don’t have adequate funds in my bank account when I make
an E-Check payment?
Your bank balance is not accessed at the time an E-Check payment is made. You are responsible
for ensuring that adequate funds are available in your checking account. Your E-Check
payment will be accepted by phone and processed to your bank as described in the previous question.
If funds are not available, for the E-Check payment, or the account is invalid or closed, ICM
Insurance Company will be notified one to three days after the original payment was made and
you will receive notification by mail. A $25 return E-Check fee will be charged to the policy.
What if I have additional questions about E-Checks?
Call customer service (800)
426-2886 option #2.